Course 1: Take Control: Money Foundations

Take control of your money, one clear step at a time

You work hard for your money—but do you know exactly where it goes every month?

Take Control: Money Foundations is a practical, beginner-friendly online course designed to help you understand your numbers, organise your cash flow and set your first achievable financial goal.

No judgement. No financial jargon. No complicated calculations—the included Money Foundations Excel Calculator does the calculations for you.

What you’ll learn

By completing this course, you will learn how to:

• Identify your true monthly income
• Separate fixed and variable expenses
• Calculate your monthly surplus or shortfall
• Use the 50/30/20 guideline as a flexible starting point
• Set your first emergency-fund target
• Turn your savings goal into a practical monthly plan
• Complete a seven-day money reset
• Create a realistic 30-day financial action plan

What’s included

• Step-by-step online lessons
• The fillable Money Foundations Toolkit
• The Money Foundations Excel Calculator
• A downloadable 30-Day Take Control Plan
• Practical calculations and worked examples
• Private reflection activities
• A seven-day money reset
• A final knowledge check
• A Finance with Zanele Certificate of Completion
• Unlimited access to the course

This course is for you if:

• You feel unsure about where your money goes
• Your budget never seems to work
• You want to start saving but do not know where to begin
• Your income varies from month to month
• You want a simple system for understanding your finances
• You are ready to take one practical step at a time

The Finance with Zanele Method

Take Control is Stage 1 of the six-stage Finance with Zanele Method:

Control → Protect → Grow → Multiply → Build → Legacy

Start with clarity. Build from there.

Course access

After payment, you’ll receive an email with instructions to create your account and access the course. You can complete it at your own pace using your phone, tablet or computer.

Launch price: R199

Select Buy Course – R199 to begin.

Important information

This course is provided for educational purposes only and does not constitute personalised financial, tax, legal or investment advice.

The Certificate of Completion does not confer a qualification, professional designation or CPD credits.

Finance with Zanele is operated by Finance with Zanele (Pty) Ltd. Where personalised financial advice or intermediary services are provided, these are provided separately through Valor Edge (Pty) Ltd, FSP 50227, subject to the applicable advice process and regulatory requirements.