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Post-Retirement Income Calculator

Explore how a living-annuity-style income and annual increases could affect your retirement capital over time.

1. Add your retirement income details

Important: Use a growth assumption after investment and advice fees. The projection is before income tax and does not guarantee that the capital or income will last.

This calculator provides a general educational projection and does not constitute personalised financial, investment, tax or legal advice. It models a living-annuity-style income using constant assumptions and does not represent a guaranteed annuity quotation. South African living annuity policyholders generally select an annual drawdown between 2.5% and 17.5% of the policy value and may generally review it once a year on the policy anniversary. Provider rules and legislation may change. Results exclude income tax, market volatility and changes in fees or returns. Obtain personalised retirement advice before choosing or changing an annuity or drawdown rate.