Take Control Budget & Money Calculator

Take control of your monthly finances with a practical, easy-to-use Excel calculator created for South Africans.

The Take Control Budget & Money Calculator helps you understand where your money comes from, where it goes and what you can realistically allocate towards savings or additional debt repayments.

WHAT THE CALCULATOR HELPS YOU DO

• Calculate your true monthly income, including variable income
• Record your fixed and flexible monthly expenses
• Identify whether you have a monthly surplus or shortfall
• Compare your spending with the flexible 50/30/20 guideline
• Create a money split that reflects your actual circumstances
• Set your first savings goal
• Calculate the monthly and weekly amount required to reach it

WHAT YOU WILL RECEIVE

• One downloadable Microsoft Excel calculator
• Clear step-by-step instructions
• Automatic calculations and summaries
• A practical starting point for improving your monthly cash flow

This is a digital product. Nothing will be physically delivered. Your download link will be provided after successful payment.

REQUIREMENTS

You will need Microsoft Excel or compatible spreadsheet software that supports Excel formulas. For the best experience, use the calculator on a computer or laptop.

IMPORTANT

This calculator is provided for educational and illustrative purposes only. It does not constitute personalised financial advice, a financial plan or a guarantee of any financial outcome. Results depend on the information and assumptions entered.