FREE FINANCIAL TOOL

Retirement Calculator

Estimate how your retirement savings could grow and compare an illustrative retirement income with your future income target.

1. Add your retirement details

Use your latest benefit statement where possible. Enter the employer amount actually allocated towards retirement savings—not the total fund cost if it includes insured benefits, administration or other charges. If you belong to a defined-benefit fund, obtain personalised guidance because a simple account-value projection may not reflect your promised benefit.

Important: Growth, inflation and withdrawal rates are assumptions—not guarantees or recommendations. Test more than one scenario and consider fees, tax and your personal circumstances.
This calculator provides a general educational projection and does not constitute personalised financial, investment, tax or legal advice. Results depend on the assumptions entered, are not guaranteed, and may not reflect product fees, tax, investment volatility, changing inflation, contribution limits or your full retirement needs. The withdrawal-rate estimate is illustrative and does not guarantee that savings will last for life. Obtain personalised financial advice before making retirement decisions.